[1] Life and Property Insurance – [Imaam Abdul Azeez Bin Baaz]

In The Name of Allaah, The Most Merciful, The Bestower of Mercy.

Imaam Abdul Azeez Bin Baaz [may Allaah have mercy upon him] was asked: “What is the ruling on life or property insurance?”

Answer: It is not permissible because of the deception and usury in it. Allaah has forbidden all usurious transactions and transactions that contain ambiguity (speculation or uncertainty) out of mercy for the Muslim Ummah and to protect them from harm. Allaah said: [وَأَحَلَّ اللّهُ الْبَيْعَ وَحَرَّمَ الرِّبَا – Allah has permitted trading and forbidden Riba (usury)]. [Surah Al-Baqaarah. Aayah 275]

It has been reported based on an authentic report from Allaah’s Messenger [peace and blessings of Allaah be upon him] that he forbade[ بيع الغرر] (1). And Allaah is the One Who grants success. [Majmoo Fataawaa Wa Maqaalaat 19/314]

[1]: [عَنْ أَبِي هُرَيْرَةَ، قَالَ نَهَى رَسُولُ اللَّهِ صلى الله عليه وسلم عَنْ بَيْعِ الْحَصَاةِ وَعَنْ بَيْعِ الْغَرَرِ – Abu Huraira (may Allaah be pleased with him] reported that Allah’s Messenger (ﷺ) forbade a transaction determined by throwing stones, and the type which involves (الْغَرَر – a transaction of uncertainty, speculation or ambiguity)]. [Sahih Muslim 1513]

As for car insurance, listen on this link by Shaikh Abu Khadeejah [may Allaah preserve him]: https://video.link/w/I2knWC1TqWM#

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